Terms and Conditions

Welcome to Homemortgage.org.uk, we hope that you enjoy your stay here and tank you for visiting the website. We hope that the information that can be found here will be of use to you and that you feel satisfied by the services that we offer. Please be aware that your use of this site denotes that you are in agreement with our terms and conditions and, as such, will abide by them. All terms and conditions laid out below are legally binding.

Homemortgage.org.uk reserves the right to alter and update the terms and conditions of use of the site as and when we deem it necessary. If alterations and modifications are performed at any time then they will appear here. We are in no way obliged to give prior notice of the changes and any continuing use of the site after alterations will signify your explicit agreement to said alterations.

The Mortgage Content

“Content” is defined as the written material (definitions, articles, information etc) that is published on and featured within Homemortgage.org.uk regardless of how it appears. Any images and logos are also deemed to be content and are to be treated in much the same way as written material.

All content that appears and can be accessed on Homemortgage.org.uk is the exclusive property of the site. It is not to be replicated and/or reproduced anywhere else. International and UK copyright laws apply and stipulate that written consent from Homemortgage.org.uk is required in order to legally use the information that appears here for anything other than relevant personal use. Copying for mass distribution is also forbidden under said laws.

However, one copy of the pages featured on Homemortgage.org.uk can be made for personal use as long as the information is only used for reference. The material is not to be edited and must remain in its full and original form at all time with the following notice added to every printed page:

"Copyright 2007 Homemortgage.org.uk."

Copying, distribution, storage or transmission of this information is strictly prohibited, as is commercial use of our content, without our prior written permission.

Personal Conduct

Continued use of Homemortgage.org.uk is encouraged providing that you adhere to our rules and guidelines as laid out in these express terms and conditions. You are obliged to remain within UK legal boundaries and straying outside of them could result in prosecution. Please do not:

Use copyrighted content that belongs exclusively to Homemortgage.org.uk under any circumstances. It must not be posted on article sites, blogs, forums or in the form of any other written material without the express written consent of Homemortgage.org.uk, whether in its full form or in sections. We take plagiarism seriously and will prosecute offenders to the highest degree. This applies to writers and distributers alike.

Impersonate any person or entity when in contact with Homemortgage.org.uk.

Manipulate or defraud the system for your own financial gain/benefit.

Input any form of advertising, promotion or illegal communication on the website, via the contact form or through the presented email address.

Illegally obtain and store personal data or infringe the privacy rights of any other users that participate in or view the website

Upload or transmit files containing viruses, worms or similar contaminating/ destructive material through onsite and offsite communication. This includes corrupted files.

Homemortgage.org.uk will review any and all communication and transmission sent to us from uses and can actively monitor and report any violations of the above rules and guidelines. As such, we reserve the right to utlize the services of law enforcement agencies as and when necessary.

We are not liable for any direct leaks of personal details that you provide in cases where the root of the leak lies with you. Responsibility for your personal details, including those inputted onto the website and recorded in communication, lies squarely on your. Our privacy policy will give you more details on how we use your details and we do our utmost to ensure that any confidential information disclosed to us are not leaked through our channels.

Indemnification

Should any violation of these terms occur, you agree to indemnify Homemortgage.org.uk and its affiliates, directors, officers and employees from and against any claim of liability, cost, loss or damage we may incur as a result, including unlimited attorney and legal fees.

Disclaimer

Every user is declaring via his or her personal use of the site that they fully understand and acknowledge that decisions and/or commitments made as a result are solely your own responsibility. Homemortgage.org.uk cannot and will not be held accountable for personal bad judgement.

Homemortgage.org.uk is designed purely to offer help and financial advice to individuals that want and/or need it.Financial advice does not constitute influence as no specific products are recommended or advocated in any way, shape or form. The final decisions made by individuals regarding their mortgage options are solely their responsibility. We fully adhere to Financial Services Authority guidelines and regulations. Any further action is to be determined by the individual user with absolutely no input or direct influence from the website itself. Decisions are made by the user and not the website, its directors, affiliates, officers and employees.

We cannot promise that we will deliver uninterrupted service to users via the Internet and reserve the right to perform maintanence and/or take the site down as and when absolutely necessary. We are not obliged to give notice of such procedures.

Trademark

The Homemortgage.org.uk trademark and logo is registered and protected. Neither may be used without express written consent of the owners of the site without exception.